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"CAVITE HOUSE AND LOT NR. SPLASH ISLAND, OAKS [x100]" Summary
"CAVITE HOUSE AND LOT NR. SPLASH ISLAND, OAKS [x100]" Description
Barangay Lantic, Carmona Cavite
MOST AFFORDABLE 4 BEDROOM HOUSE FOR SALE IN CARMONA CAVITE - PHILIPPINES
104sqm (1,118.87sq ft) Floor Area 88sqm (946.74s ft) Lot Area
1 Bedroom / 1 Toilet & Bath Downstairs
3 Bedroom / 1 Toilet & Bath/Wide Balcony Upstairs
Balcony is Attached to the Next House
House is Attached Only to Next House at the Back
Low Monthly Amortization of P14,276.83 thru Bank Financing 20yrs @10.5%
Morning Sun units are available. Additional of around P40,000.00
Corner Lots are additional of a minimum of 13 sqm of lot, priced at P1,841,000.00
- Dining / Living Area 34sqm (366sq ft)
- Ground Floor / 2nd Floor Bedroom 9sqm (96.8sq ft)
- Restroom 2.6sqm (28sq ft)
- Kid's Bedroom 6.6sqm (71 sq ft)
- Master's Bedroom 13.4sqm (140sq ft)
â€¢ 4 Bedrooms
â€¢ Living Room
â€¢ Dining Room
â€¢ 2 Toilets and Baths
â€¢ Terrace and Lanai
â€¢ Laundry / Service Area
â€¢ Provision for 2 Car Garage
â€¢ Provision for Front Lawn
â€¢ Provision for CATV, Telephone and Air-Conditioning Unit
â€¢ Pre-Painted G.I. Roofing
â€¢ Tiled Kitchen Counter with Stainless Steel Kitchen Sink
â€¢ Tiled Toilet and Bath
â€¢ Ceramic Bathroom Fixtures
â€¢ Interior and Exterior Wall Paint Finish
Option 1: BANK FINANCING:(Inner Lot)
Â Â Â â€¢Â Â Â Total Selling Price = P1,625,000
Â Â Â â€¢Â Â Â 20% Down payment = 325,000
Â Â Â â€¢Â Â Â Less: Reservation = 20,000
Â Â Â â€¢Â Â Â Net Downpayment = 305,000
Â Â Â â€¢Â Â Â Payable in 15mo. = 20,333.33
Â Â Â â€¢Â Â Â Loanable Amount = 1,300,000
Â Â Â â€¢Â Â Â Add: Legal and Misc. Fees = 130,000
Â Â Â â€¢Â Â Â Total Loanable Amount = 1,430,000
Monthly Amortization @10.5% Interest (Bank Financing):
Â Â Â â€¢Â Â Â 5yrs. = 30,736.28
Â Â Â â€¢Â Â Â 10yrs. = 19,295.71
Â Â Â â€¢Â Â Â 15yrs. = 15,807.20
Â Â Â â€¢Â Â Â 20yrs. = 14,276.83
Â Â Â â€¢Â Â Â Fire and MRI insurance not included.
Â Â Â â€¢Â Â Â Move-in on the 16th to 18th month or after paying downpayment
Â Â Â â€¢Â Â Â Processing Fees includes Transfer of Title.
Â Â Â â€¢Â Â Â Interest rate is reference only.
Â Â Â â€¢Â Â Â Prevailing interest rate will apply upon loan takeout.
Â Â Â â€¢Â Â Â Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
Â Â Â â€¢Â Â Â Developer will process loan. Tied up with Metrobank and UCPB.
Â Â Â â€¢Â Â Â Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.)
â€¨Option 2: IN-HOUSE FINANCING:
Â Â Â â€¢Â Â Â Selling Price = P 1,625,000
Â Â Â â€¢Â Â Â Down payment (20%) = 325,000
Â Â Â â€¢Â Â Â Processing Fee (4.5%) = 73,125
Â Â Â â€¢Â Â Â Total Down payment = 398,125
Â Â Â â€¢Â Â Â Less: Reservation Fee = 20,000
Â Â Â â€¢Â Â Â Net Equity = 378,125
Â Â Â â€¢Â Â Â Payable in 18 months = 25,208.33
â€¨Total Remaining Balance: Payable Through In-House Financingâ€¨80% Balance = P1,300,000
â€¨Amortization Including Insurance Fees â€¨Years to Pay:
Â Â Â â€¢Â Â Â Five (5) years @ 18% = 33,011.45
Â Â Â â€¢Â Â Â Ten (10) years @ 21% = 25,991.11
Â Â Â â€¢Â Â Â Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
Â Â Â â€¢Â Â Â Transfer of Title cost not included.
Â Â Â â€¢Â Â Â Processing fees includes One year Advance Real Property Tax & Insurances.
Â Â Â â€¢Â Â Â Advance Homeowners Dues and Documentation/Notarial Fees.
Â Â Â â€¢Â Â Â In-house processing will be processed by the Developer. Buyer just need to submit requirements.
â€¨Option 3: CASH PAYMENT SCHEMEâ€¨(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)â€¨PRICE STARTS AT PHP 1,625,000.00 AND UP
Â Â Â â€¢Â Â Â Typical Selling Price = Php 1,625,000.00
Â Â Â â€¢Â Â Â Less: Reservation Fee = 20,000.00
Â Â Â â€¢Â Â Â Selling Price Net of Reservation Fee = Php 1,605,000.00
Â Â Â â€¢Â Â Â 10% Discount within 7 days<
Â Â Â â€¢Â Â Â from the date of reservation = Php 1,444,500.00
Â Â Â â€¢Â Â Â 9.5% Discount within 8 to 30 days
Â Â Â â€¢Â Â Â from the date of reservation = Php 1,452,525.00
Â Â Â â€¢Â Â Â 9% Discount within 31 to 60 days
Â Â Â â€¢Â Â Â from the date of reservation = Php 1,460,550.00
Â Â Â â€¢Â Â Â 8.5% Discount within 61 to 90 days
Â Â Â â€¢Â Â Â from the date of reservation = Php 1,476,600.00
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Contact: (+63)917-8617588 ; (+63)923-9026965
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